It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Grimsbymoneyman Single M Home Page

Mortgage Broker
in Grimsby

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

01472 289768Speak to an Advisor - It's Free!

Mortgage Broker
in Grimsby

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Enquire Online 01472 289768 Malcolm Davidson Managing Director of Grimsbymoneyman - Mortgage Broker in Grimsby
Malcolm and Amy - Grimsbymoneyman Directors

We love helping customers that really need mortgage advice in Grimsby - Something our Managing Director, Malcolm Davidson has been doing since 1997.

To speak with a mortgage advisor in Grimsby, book your FREE mortgage appointment online.

We love helping customers that really need mortgage advice in Grimsby - Something our Managing Director, Malcolm Davidson has been doing since 1997.

Malcolm and Amy - Grimsbymoneyman Directors

About Us

Our Customers Love Us

Reviews Stars4.97 Rating34 Reviews

Mortgage Broker in Grimsby
Mortgage Advice in Grimsby

Welcome to Grimsbymoneyman.com, we’re a expert Mortgage Broker in Grimsby. Our Friendly Mortgage Advisors provide Open and Honest Mortgage Advice in Grimsby 7 days a week. We hold mountains of experience within the mortgage world and we apply all of this when helping you through the mortgage process.

Whether you are a First Time Buyer searching for a perfect starting home or current home-owner wanting to Move House, we can help! You may be looking to Remortgage, interested in Buy to Let Mortgages, need Help to Buy Advice or general Mortgage Advice in Grimsby. Guiding you through these situations is what we do best and it is our service to you as our consumers.

Mortgage Broker in Grimsby – We’re Open & Honest

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Being Responsive, Caring, Open & Honest is what we do best. We apply all of these to our customer service ensuring you feel looked after at all times. We make sure every customer receives excellent customer service that they won’t forget. To hear more about our amazing customer service, check out our reviews.

As an Experienced Mortgage Advisor in Grimsby, we know how to save your time and your money, making the mortgage process nice and easy for you. Our team at Grimsbymoneyman will go above and beyond for you and search through thousands of deals until they find the best deal for you and your personal situation.

Mortgage Advice for New Buyers & Remortgage Advice in Grimsby

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If you are a First Time Buyer or haven’t moved home in a while, you will hopefully find our service extremely useful. Buying a new home can be one of the most stressful events in your life, therefore, the help and support of a skilful Mortgage Advisor in Grimsby should prove useful.

For current home-owners looking to remortgage, our amazing team of mortgage advisors will search through thousands of mortgage deals to try and find the best one for you.

We Are Here To Answer Any Of Your Mortgage Questions

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At Grimsbymoneyman, we know that getting a mortgage isn’t always easy, however, we are available to answer any questions throughout the process. This makes your mortgage experience with us more personal and secure, which is just how you want it.

The team here at our Mortgage Broker in Grimsby have an in-depth knowledge of mortgage criteria and each of our Mortgage Advisors in Grimsby will be more than happy to assist you throughout your mortgage journey from start to finish.

Mortgage Broker in Grimsby for Complicated Situations

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We hold a high level of expertise when it comes to mortgages, so there is rarely a situation that we haven’t come across before.

Maybe you are Self Employed, a Company Owner, a Partner, a Contractor or on a probation period with a new employer and are finding it hard to get a new mortgage arranged. This is where a skilful Mortgage Broker in Grimsby, like us, will become beneficial. Also, this will apply to you if you have had credit problems in the past, been bankrupt, have a CCJ and /or a poor credit score.

Getting Mortgage Advice from your Bank

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Often, our customers approach their own bank before coming to us for mortgage advice. The most common reasons for the banks not being able to help are; not fitting criteria/tight affordability, can’t get an appointment, or simply can’t borrow enough.

If you are in one of these situations then it is important to speak to a Mortgage Advisor in Grimsby, like us, who would love to try and help you! The sooner you get Mortgage Advice, the better position you will be in when you decide it’s time to secure a mortgage deal.

Trusted Mortgage Advisor in Grimsby

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We have been in the mortgage game for a long time now. We are experts within this field and want to share our information with you to help you through your mortgage problems and answer your queries.

Our mortgage advisors will search through thousands of both residential and Buy to Let mortgage deals on your behalf to ensure you get the perfect one for your current situation.

Ideally, you should have a chat with an Expert Mortgage Advisor in Grimsby, like us, before viewing houses with estate agents. This is because we will give you an idea of your budget and have a mortgage agreement in principle document ready to support any offers you make.

Ideally, you should have a chat with an expert Mortgage Advisor in Grimsby, like us, before viewing houses with estate agents. This is because we will give you an idea of your budget and have a Mortgage Agreement in Principle document ready to support any offers you make.

Open & Honest Mortgage Advice in Grimsby by Grimsbymoneyman, 7 days a week

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We Search 1000s of Mortgage Deals in Grimsby

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Common Mortgage Questions in Grimsby

How does the free initial mortgage appointment in Grimsby work?

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The free mortgage consultation will last approximately 30 mins. When your Mortgage Advisor in Grimsby has evaluated the situation, they will advise a mortgage for you with no obligation for you to begin the process. From this, you can decide if you want to proceed with us or not.

How long does an Agreement in Principle last?

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An agreement in principle usually lasts between 30 and 90 days but this can change depending on your lender. You can renew your agreement in principle if it expires.

When should I obtain an agreement in principle in Grimsby?

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Before you start viewing a property in Grimsby, we always suggest that you obtain an agreement in principle. If you want to be prepared ahead of time, you need to get one before making an offer.

How long does the process in Grimsby take?

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The process of a trusted Mortgage Broker in Grimsby starts by conducting a fact find to support your needs before recommending a mortgage deal. When a Mortgage Advisor has evaluated your situation, they will carry out a credit check on you, this is needed for an agreement in principle. A formal mortgage offer can be provided when you have evidenced all of the relevant documentation and a valuation of the property has been completed.

Can I get a second mortgage in Grimsby?

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You can get a second mortgage even if this is for debt consolidation or home improvements. You may have the choice to take out a second mortgage on a second property for your own use or a family member’s use, a holiday home or a Buy To Let.

How much deposit do I need for a mortgage in Grimsby?

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The minimum deposit that you will need to buy a property with high street lenders is usually 5%. If you have previous credit problems, this percentage can be higher.

Can I get a mortgage in Grimsby with previous credit problems?

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Due to having previous credit problems, it may be harder, however it isn’t impossible. To show you can afford a mortgage, you will need to put down a higher deposit, probably 10% or 15% of the purchase price.

I’m self employed in Grimsby, can I get a mortgage?

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If you are self employed, you can still get a mortgage however you must provide at least one years’ accounts. To calculate the maximum mortgage, the majority of lenders would use your salary + dividend, whilst other lenders could base it of your net profit.

What documents will I need to provide for my mortgage in Grimsby?

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If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

You will need to provide three payslips if you are an employee to prove your income, though you will have to provide the latest 2 years’ accounts if you are self employed. As well as this, you must provide a proof of ID, address and 3 months’ bank statements.

How long does the process take to get a mortgage?

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The process of our free consultation can last up to 30 mins and when it comes to an Agreement in Principle, we can have this ready for you within 24 hours. A formal mortgage offer has been known to take about three weeks on average.

Mortgage Guides

Grimsbymoneyman.com & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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