Remortgage Advice in Grimsby

Get Your Free Remortgage Appointment 7 Days a Week

Let us Find you the Perfect Remortgage!

Remortgage Advice in Grimsby from your local mortgage experts. There are many reasons why you may be looking at remortgaging. You may want to find a better rate, help raise money, debt consolidation, etc. Whatever your reason may be, we are here to help and ready to acquire the best mortgage deal for your individual circumstances.

 

We have a friendly team of local Remortgage Specialists in Grimsby ready to help and support you, whatever your situation.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Common Remortgage Scenarios

  • Is your fixed-rate coming to an end and you would like to look at a more satisfactory remortgage option?
  • Do you want to fix your monthly repayments to protect against any future interest rate rise to better secure yourself?
  • Would you like to release some equity from your property for home improvements?
  • Would like to remove or add someone to your mortgage?
  • Are you looking to consolidate some unsecured debts i.e. credit cards, loans, hp etc? Please note, it is our duty to advise you of the risks involved with securing unsecured lending against your home.
  • Have you been refused a remortgage by your high street bank?

 


 

You should think carefully before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.

 

Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

 


 

Contact us today to book your free remortgage appointment in Grimsby & see how we can help you.

Why use Grimsbymoneyman as your Remortgage Advisor in Grimsby

We have been in the mortgage business for over 11 years now and we have dealt with thousands of remortgages. As your local Mortgage Broker in Grimsby, we want to help you will all of your remortgage needs and get you through this process stress-free making it as easy as possible!

 

  • We are available 7 days a week to answer any questions you may have regarding your remortgage.
  • We search 1000’s of mortgage products to find you the best deal. Unlike your high street bank.
  • We pride ourselves on our fantastic 5-star customer service.
  • Free Remortgage appointment for all customers. Here we can find out more about you and what you are looking to do. We will then be in a position to make our personalised recommendation

    As your Mortgage Advisor in Grimsby, we are here to help you.  Get in touch with us today and make a date for your free mortgage appointment.

What our customers say

Common mortgage
questions

You can increase the size of your mortgage to to pay off unsecured debts through remortgaging. However, always seek Mortgage Advice in Grimsby before consolidating your debts!

When you remortgage, you are likely to be able to save money if you are on your lenders SVR (Standard Variable Rate of Interest). To work out these savings for you, we will compare any new products available against your current mortgage deal. A remortgage would also allow you to release some of this money if required for home modifications.

The consultation will last around 1 hour. From this, we will compare a new deal against your current product and advise the most suitable with no obligation. This means you can decide whether you want to proceed or not.

Yes, however these will be similar to the ones involved when you started your current mortgage. Your Mortgage Advisor will run through all of the fees with you, taking these into consideration when comparing the savings of a new deal against your current mortgage.

The process of a trusted Mortgage Broker in Grimsby starts by conducting a fact find to support your needs before recommending a mortgage deal. When a Mortgage Advisor has evaluated your situation, they will carry out a credit check on you, this is needed for an agreement in principle. A formal mortgage offer can be provided when you have evidenced all of the relevant documentation and a valuation of the property has been completed.

You can get a second mortgage even if this is for debt consolidation or home improvements. You may have the choice to take out a second mortgage on a second property for your own use or a family member’s use, a holiday home or a Buy To Let.

Due to having previous credit problems, it may be harder, however it isn’t impossible. To show you can afford a mortgage, you will need to put down a higher deposit, probably 10% or 15% of the purchase price.

If you are an employee, you will need to provide three payslips to prove your income. If you are self employed, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

You will need to provide three payslips if you are an employee to prove your income, though you will have to provide the latest 2 years’ accounts if you are self employed. As well as this, you must provide a proof of ID, address and 3 months’ bank statements.

We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Grimsbymoneyman.com & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk

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Grimsbymoneyman, 13 Dudley Street Business Hive, Grimsby DN31 1UL

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