The Right to Buy Scheme is a government initiative that enables qualifying tenants in England to buy their council property at a discounted price.
The discounted price can be influenced by the property’s market value, the length of time you’ve been a public sector tenant, the location you are in and the type of property you are buying.
If you’ve been a secure tenant of council property for at least 3 years (not necessarily continuous) or have rented from a local housing association, you may be eligible for this scheme.
When opting for Right to Buy, the property’s value is assessed at the full market price, with the government discount applied before the purchase.
Living in a council house and being named on the tenancy agreement may grant you the right to buy the property at a discounted rate, typically eliminating the need for a deposit due to the reduced purchase price.
Our knowledgeable mortgage advisors in Grimsby are here to help you in realising your homeownership aspirations.
Drawing on their expertise in the mortgage industry, they can provide expert advice on Right to Buy mortgages in Grimsby.
The process commences with eligibility confirmation and a request for an application form from the council
Upon qualification, you’ll receive an offer notice specifying the property’s value and your discount. You then have a defined period to accept the offer.
As a transparent and trustworthy mortgage broker in Grimsby, we can support you with your mortgage, solicitors, and survey as needed.
During our initial free initial mortgage consultation, we can provide insights into your potential mortgage costs and assess your eligibility.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Engaging in a discussion with a knowledgeable mortgage advisor in Grimsby is important to explore and address your specific mortgage situation.
A diverse range of lenders provides tailored products for individuals leveraging the Right to Buy scheme, offering a wide array of specialised options.
Our dedicated mortgage advisor in Grimsby takes charge of the seamless submission of your mortgage application and ensures all necessary documentation requested by the lender is well-organised.
Beyond securing the most fitting mortgage deal, we excel in aiding individuals seeking insurance coverage to provide financial protection for themselves and their loved ones.
At our mortgage broker in Grimsby, we are dedicated to helping all customers, including those exploring the Right to Buy Scheme.
Your committed mortgage advisor in Grimsby will accompany you from the initial phone call to the completion, ready to address any queries you may have.
Unlike traditional banks or building societies, our team of mortgage experts in Grimsby can meticulously explore thousands of mortgage deals, seeking the most suitable fit for your unique circumstances.
We also offer support with conveyancing solicitors and help you decide on the most suitable survey.
Our mortgage advice in Grimsby is available at your convenience, whether in the morning, afternoon, evening, or during the weekend, accommodating your work and family schedule.
Your satisfaction and the quality of service you receive are paramount, as reflected in our genuine customer reviews.
We provide help and support seven days a week, ensuring that you can reach out whenever you need help!
The Right to Buy process may present challenges, and we are here to guide you through any hurdles.
Our commitment is to be transparent and alleviate your stress, leaving you relaxed and excited about the eventual outcome.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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