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Critical Illness Insurance offers a lump sum payment upon the occurrence of significant health events like specific cancers, heart attacks, or strokes. It acts as a financial safety net for specified diseases, with coverage details varying, thus it’s recommended to refer to your policy for precise information.
Regardless of the insured’s employment status, they receive the lump sum in the event of a covered illness. The recipient can use the payout flexibly for various purposes, such as covering mortgage payments, medical expenses, or making home modifications.
Confronting illness can bring about financial challenges, especially when managing a mortgage, dependents, or significant credit obligations. If you are looking for assistance in Grimsby, it is advisable to consult with a qualified mortgage and protection specialist before your coverage.
Critical Illness Cover may have a greater chance of claims compared to Life Insurance, which could lead to increased costs. Your protection and mortgage advisor in Grimsby will help you pinpoint the most beneficial and appropriate solution tailored to your specific circumstances.
Not revealing specific health conditions during the application process may result in a denied claim, except for those conditions that were unknown or absent at the time of application.
The lump sum is paid out if the covered condition is present, irrespective of the individual’s ability to resume work.
Claimants are free to choose how the lump sum is distributed. In our capacity as a mortgage broker in Grimsby, we often observe individuals using it to clear mortgages, cover medical expenses, or enhance their homes.
For insurance business we offer products from a range of insurers.
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196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Our team member will initiate the process by discussing your health history with you, collecting initial information. During this conversation, you can explore pertinent insurance options or receive expert recommendations tailored to your needs.
Subsequently, we will formulate a plan that considers your current personal and financial situation, aligning it with your monthly budget constraints. Our dedicated team will pinpoint the most suitable insurance product to offer comprehensive protection for you and your family.
Upon your approval to proceed, we will promptly submit your application to the insurance provider. Occasionally, the provider may request additional information before evaluating the application.
We understand that circumstances can change, and the insurance policies initially secured when obtaining your mortgage may no longer be optimal during the remortgaging process.
Our team member will initiate the process by discussing your health history with you, collecting initial information. During this conversation, you can explore pertinent insurance options or receive expert recommendations tailored to your needs.
Subsequently, we will formulate a plan that considers your current personal and financial situation, aligning it with your monthly budget constraints. Our dedicated team will pinpoint the most suitable insurance product to offer comprehensive protection for you and your family.
Upon your approval to proceed, we will promptly submit your application to the insurance provider. Occasionally, the provider may request additional information before evaluating the application.
We understand that circumstances can change, and the insurance policies initially secured when obtaining your mortgage may no longer be optimal during the remortgaging process.
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Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
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Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
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