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Yes, it’s possible to get a mortgage even if you have a history of bad credit. Lenders will look at the type and severity of the credit issues, such as missed payments, defaults, CCJs, or even bankruptcy.
While some high street lenders might be more cautious, there are specialist lenders who offer bad credit mortgages in Grimsby.
Your chances improve if you can show that your financial situation has improved and you can manage repayments reliably.
The first step is to check your credit report to understand what lenders will see when assessing your application.
Saving a larger deposit, reducing existing debts, and showing a stable income can all improve your chances of securing a bad credit mortgage in Grimsby.
Some lenders specialise in helping people with adverse credit histories, and working with a mortgage expert can help you find the right lender for your situation.
We’ve helped many customers secure a mortgage with bad credit in Grimsby, even when they thought it wasn’t possible.
Whether you’ve had defaults, CCJs, missed payments, or other financial issues, there are lenders out there who may consider your application.
Every situation is unique, and with the right guidance, you can find a mortgage that suits your needs and helps you move forward.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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189 5 Star Reviews
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
Start with a free initial mortgage appointment where we’ll discuss your situation and any credit issues you’ve faced.
This helps us understand your needs and explore how a bad credit mortgage in Grimsby could work for you.
We’ll search through 1000s of mortgage products, including deals from specialist lenders who consider applications from people with bad credit.
Our goal is to find the most suitable bad credit mortgage in Grimsby that fits your circumstances.
Once you’re happy with a deal, we’ll handle the mortgage application on your behalf.
We’ll present your case clearly to the lender, giving you the best chance of securing a bad credit mortgage in Grimsby.
When your mortgage is approved, we’ll guide you through the final steps until completion.
Whether you’re buying your first home or remortgaging, we’ll be with you every step of the way to make the process as smooth as possible.
We offer a free initial mortgage appointment to discuss your situation, no matter how complex your credit history may be.
This gives you the chance to learn about your options for a bad credit mortgage in Grimsby without any pressure.
Our team will listen, understand your needs, and guide you through the next steps.
We have access to 1000s of mortgage deals, including specialist lenders who consider applications from people with bad credit.
Whether you’ve had missed payments, defaults, or CCJs, we’ll help you find the most suitable bad credit mortgage in Grimsby for your circumstances.
We pride ourselves on offering friendly, straightforward support tailored to your situation.
Applying for a bad credit mortgage in Grimsby can feel overwhelming, but we’re here to simplify the process and keep you informed every step of the way.
We’re available seven days a week, making it easier for you to get the help you need when it suits you best.
Whether you have questions about your credit history or want to discuss a bad credit mortgage in Grimsby, we’re here whenever you need us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
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Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
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