It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Receiving last-minute rejections from banks is a common concern for many customers, especially when they are well into the mortgage application process.
As a mortgage broker in Grimsby, we believe it’s crucial for banks to identify potential issues early on to prevent such situations.
Errors made by the bank’s mortgage advisor can lead to financial losses for customers, causing unnecessary stress and frustration.
Uncertainty about mortgage criteria before starting the process can be more harmful than beneficial, and applying for the wrong mortgage might even hinder your chances of approval.
Our experienced mortgage advisors in Grimsby are well-versed in handling complex situations. We encourage you to get in touch to discuss your situation and explore potential solutions.
Feel free to give us a call, and we’ll be happy to help you.
While obtaining a mortgage can be straightforward for those with a good credit history and necessary documentation, certain circumstances may arise for some homebuyers that require the expertise of a mortgage broker in Grimsby.
Our dedicated team of mortgage advisors in Grimsby takes the time to understand your goals and strives to identify the most suitable mortgage deal tailored to your specific circumstances.
Collaborating with a diverse panel of lenders offering specialist deals, we aim to provide expert mortgage advice in Grimsby to find the most suitable mortgage deal for your current situation.
We go the extra mile to achieve this and work diligently to meet your unique needs.
In Grimsby, just like anywhere else, having bad credit for a mortgage typically refers to a low credit score or a history of financial mismanagement.
Lenders evaluate creditworthiness based on factors like late payments, defaults, bankruptcies, and high levels of outstanding debt.
Criteria may vary among lenders, so seeking mortgage advice in Grimsby from a mortgage advisor in Grimsby is advisable to receive guidance tailored to your financial situation.
The process of removing a County Court Judgment (CCJ) from your credit file in Grimsby or elsewhere is intricate.
While repaying a CCJ may allow you to mark it as satisfied, it generally remains on your credit file for six years.
Time is a critical factor, and seeking guidance from a credit repair specialist or mortgage advisor in Grimsby can provide insight into your specific situation.
Whether you require a specialist mortgage advisor in Grimsby depends on your unique circumstances.
If you have a complex financial situation, bad credit, or specific mortgage needs, a specialist advisor can offer tailored guidance.
However, it may not be necessary for everyone, as mortgage brokers like ourselves also provide comprehensive services.
Speaking with a mortgage advisor in Grimsby can help assess your requirements and determine whether a specialist advisor is the right choice for you.
Our Customers Love Us
4.95 Rating40 Reviews
Tony
Exceptionally easy, great communications throughout the whole process. Just received our mortgage offer!
2 months ago
Umu
Thank you with all the team for the hard work.
7 months ago
Paul
We were difficult clients because of our circumstances, but you guys smashed it out of the park! Thank you very much, we are eternally grateful Paul and Umu
8 months ago
Ben
Very good fast efficient service everybody was so helpful
8 months ago
Neil
Great service highly recommended
9 months ago
David
The whole process went very smoothly. There was no sense of any pressure being applied at any stage which was appreciated. It was made clear that any future advise sought would be forthcoming as the advisor intended to be there for the duration.
9 months ago
Samantha
Chris was our advisor, from start to finish he has been amazing. He got us exactly what we wanted. Explained everything to us and has been quick and patient throughout! Would recommend him to anyone!
10 months ago
Anonymous
Great service, would use again.
1 year ago
Lucy
Absolutely lovely team of people! Leo has been really friendly and helpful throughout the process! Would highly recommend.
1 year ago
Anonymous
great service, thanks
1 year ago
Bryn
Couldn’t recommend moneyman enough. Went from thinking we wouldn’t get a mortgage due to being told so by another broker, to getting approved for our dream first house. We dealt with tom and stacey, and both was brilliant. From the initial...
1 year ago
Angela
It is our 1st time getting a mortgage and they where extremely helpful. There was confusion at the the beginning that was there fault but our solicitors and estates agent and they where so helpful they couldn't do enough to help us and reassure us....
2 years ago
Patrick
Very nice and frendly Staff, helped me with anything i need. Thank you Patryk, Patrycja Datkiewicz.
2 years ago
Steven
Tom and Jo were very friendly and helpful throughout the process! They took the stress out of applying for our mortgage and we’re very quick to process everything. Highly recommend :)
2 years ago
Georgia
Tom & Jo did a fabulous job at helping us get our first mortgage, we weren’t sure whether we would qualify for a mortgage given that I had only been self employed for two years and had been turned down by other lenders. Both Tom & Chloe kept us up...
2 years ago
Kevin
Extreamly satisfied with the service. Ryan made us feel comfortable from the start, which made the whole process a little less daunting. Lyndsey was fab and answered any questions we had. Will be recommending to all in future!
2 years ago
Samantha
Huge huge huge Thankyou to Matt and Louise for securing me a mortgage on my first home. I never thought I’d be able to get a mortgage given a few issues with my credit rating but they worked tirelessly with different mortgage companies to ensure...
2 years ago
Jane
Excellent service and advice, made the process of securing a mortgage stress free and quick. Joe Dewsbury my mortgage advisor could not have been more helpful and Kayleigh Stewart my case manager was friendly, easy to comunicate with, quick and ...
2 years ago
Kyle
Very happy with the service provided by everyone on the team and the speed in which they got things mooving. Was always available when you was needed and made it hassle free for me, thankyou again and all the best. Kind regards, Kyle Thain.
3 years ago
kenneth
Matt Collinson and his team lead us through this process with effortless ease. Communication was always clear and we were kept up to date at each stage of the process. The team are polite and professional and nothing is to much trouble. We highly...
3 years ago
In your free mortgage appointment, when discussing your financial details with a mortgage advisor in Grimsby, they will analyse your income and expenses to determine your maximum affordability.
Despite potential constraints, we will explore a myriad of deals, considering 1000 options to identify the most suitable solution for you. Subsequently, we move on to securing an agreement in principle, a valuable document supporting any purchase offers you choose to make.
Upon acceptance of a purchase offer, your dedicated mortgage advisor in Grimsby will progress to submit your complete mortgage application along with the necessary supporting documents.
Our commitment extends beyond securing the optimal deal. We provide guidance on pertinent insurance policies to ensure comprehensive financial protection for you and your family.
Contact us now and book your free initial mortgage consultation with an experienced mortgage advisor in Grimsby.
Our extensive panel of specialist deals grants us access to a diverse range of mortgage options. Each lender has distinct criteria, and we strive to find the most suitable deal tailored to your needs.
Throughout your mortgage journey, we consider you our priority, ensuring your best interests are always at the forefront. Our mortgage advice team is committed to providing transparent and honest advice in Grimsby, accompanying you through every phase of the mortgage process.
Experience the advantages during your free initial mortgage appointment, available 7 days a week. This allows us to gain a comprehensive understanding of your situation and explore how we can help you in achieving your mortgage objectives.
In instances where a property’s assessed value falls below expectations, it can impact the mortgage amount a lender is willing to provide. This scenario is commonly referred to as a property down valuation.
Personalised mortgage guidance for individuals navigating divorce or separation. This may involve strategies like refinancing, selling jointly owned properties, or determining the mortgage responsibilities of each party.
The process of removing one person’s name from a joint mortgage, often requiring adherence to specific financial criteria and approval from the lender by the remaining borrower.
A mortgage where only one partner’s name appears on the loan, even if the property is jointly owned. This decision is often based on strategic financial considerations, such as income disparities or credit profiles.
A scheme allowing a buyer to acquire a share of a property and pay rent on the remaining portion. Over time, the buyer has the option to incrementally increase their ownership share.
Tailored mortgages for professionals with unique income structures, such as doctors, lawyers, or entrepreneurs. These mortgages take into account factors beyond standard income assessments.
Mortgages designed for individuals purchasing a second property, typically for vacation or investment purposes.
Mortgages for properties intended for short-term rentals, like vacation homes or properties used for holiday lettings.
Mortgages specifically crafted for newly constructed homes, often featuring different terms or considerations compared to mortgages for existing properties.
Mortgages for properties constructed with unconventional materials or methods, such as timber frames or thatched roofs.
Mortgages for properties occupied by multiple individuals or families, such as houses converted into multiple rental units.
Tailored mortgages for individuals who are retired or approaching retirement, allowing them to borrow against the value of their property to supplement their income.
Mortgages linked to a savings account, where the account balance offsets against the mortgage balance, potentially reducing the amount of interest paid.
Read our 40 Reviews
Grimsbymoneyman.com & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Grimsbymoneyman.com & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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