It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
01472 289768Speak to an Advisor - It's Free!& Surrounding Areas
It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm
Speak to an Advisor - It's Free! 01472 289768
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As your committed mortgage advisor in Barton-upon-Humber, our primary objective is to provide unwavering support and guidance throughout your entire mortgage journey. From the initial stages to the conclusion, we are dedicated to standing by you, ensuring a seamless and stress-free experience.
Our commitment extends beyond merely identifying the right mortgage product for you and your property. We go the extra mile by helping you in preparing your mortgage application and pinpointing insurance products that best suit you and your family. Whatever your needs may be, we are here to help you at every step of the process.
With an extensive background spanning over two decades in the mortgage sector, we take pride in our successful track record of helping a diverse range of applicants secure excellent and competitive mortgage products. Consider us your dependable and trusted mortgage advisor in Barton-upon-Humber.
Booking your free mortgage consultation with our dedicated advisor in Barton-upon-Humber is now easier than ever. You can use our simple ‘Book Online’ system to choose a date and time that suits you, or just give us a quick call, and we’ll help you schedule an appointment over the phone.
During your consultation, have a chat with our knowledgeable advisor about your mortgage questions and unique situation. They’ll ask you some essential questions about your personal and financial circumstances to really understand your goals.
With this information, your advisor will look into the market to find the perfect mortgage product just for you. After the consultation, our team will carefully review numerous mortgage products from different lenders to make sure we identify the one that suits you and your property best.
No matter how complex your situation may seem, don’t hesitate to get in touch. We love finding creative solutions and are always ready for a new challenge. Your peace of mind and satisfaction are our main priorities throughout this process.
Embarking on the thrilling journey of becoming a first-time homeowner can be both unique and unfamiliar, especially when delving into the world of mortgages.
As a first-time buyer in Barton-upon-Humber, the key first step is evaluating how much you can borrow and assessing your overall affordability. This essential service is provided during your complimentary mortgage appointment with us, your trusted mortgage broker in Barton-upon-Humber.
A significant part of this process involves preparing your mortgage application and ensuring it accurately reflects your affordability, supported by all the requisite documents.
Your mortgage broker in Barton-upon-Humber will expertly guide you through this vital step, helping in completing and fine-tuning your application to meet the standards set by lenders. This guarantees your application is in optimal condition and aligns seamlessly with what lenders are seeking.
The process of moving home in Barton-upon-Humber involves more than just vacating your current residence; it encompasses selling your existing property and addressing its mortgage before anything else.
Recognising that moving can be an immensely stressful experience, we’re here to alleviate that stress during this busy time.
Should you encounter challenges in transferring your existing mortgage or find the associated costs burdensome, exploring a suitable mortgage solution for your new property becomes paramount.
Our expertise enables us to sift through thousands of mortgage options, identifying a competitive product tailored to your new home. Our panel encompasses a diverse range of lenders, both from the high street and specialists, empowering us to find the perfect fit on your behalf.
Whether you’re considering a mortgage for a buy to let, holiday let, let to buy, or HMO property, our team of mortgage advisors in Barton-upon-Humber is ready to help you.
With over two decades of experience, we’ve been helping landlords with buy to lets in Grimsby and its neighbouring areas, making us well-versed and knowledgeable in the buy-to-let sector. To connect with a knowledgeable buy to let mortgage advisor in Barton-upon-Humber, such as ourselves, scheduling a free mortgage appointment online is a breeze.
Choose a date and time that suits your convenience, or alternatively, reach out to us via phone seven days a week if that’s your preferred mode of communication.
Approaching the end of your current fixed mortgage term prompts consideration of the remortgaging process. Remortgaging involves transitioning to a new mortgage product to replace your existing one, and it’s advisable to start exploring new options at least six months before your current deal expires.
Failing to remortgage before your current fixed term ends may lead to a shift onto your lender’s standard variable rate, potentially resulting in higher monthly repayments. We’re here to simplify this process by meticulously searching the entire remortgage market to identify the most suitable product for your needs. Our dedicated remortgage advisor in Barton-upon-Humber will assess thousands of offers to determine the best fit for you.
Did you know there are additional remortgage options available to you? These include using remortgaging to finance home improvements, release equity, or consolidate debt. If you’re interested in exploring these possibilities or if remortgaging aligns with your goals, feel free to reach out or book a free remortgage review online.
If you’re self-employed in Barton-upon-Humber, the mortgage process follows a similar path to other scenarios, with one important distinction – the method in which you evidence your income. Our dedicated mortgage advisor in Barton-upon-Humber will help you navigate the specific documents required. Like other mortgage types, they will conduct a comprehensive affordability assessment and diligently search for deals tailored to your unique situation.
Interested in discussing your later-life mortgage options? Booking your free mortgage appointment online is all it takes. Our in-house later-life team is committed to helping you with your mortgage needs, providing expert guidance tailored to your unique situation.
Our Customers Love Us
4.95 Rating40 Reviews
Tony
Exceptionally easy, great communications throughout the whole process. Just received our mortgage offer!
2 months ago
Umu
Thank you with all the team for the hard work.
7 months ago
Paul
We were difficult clients because of our circumstances, but you guys smashed it out of the park! Thank you very much, we are eternally grateful Paul and Umu
8 months ago
Ben
Very good fast efficient service everybody was so helpful
8 months ago
Neil
Great service highly recommended
9 months ago
David
The whole process went very smoothly. There was no sense of any pressure being applied at any stage which was appreciated. It was made clear that any future advise sought would be forthcoming as the advisor intended to be there for the duration.
9 months ago
Samantha
Chris was our advisor, from start to finish he has been amazing. He got us exactly what we wanted. Explained everything to us and has been quick and patient throughout! Would recommend him to anyone!
10 months ago
Anonymous
Great service, would use again.
1 year ago
Lucy
Absolutely lovely team of people! Leo has been really friendly and helpful throughout the process! Would highly recommend.
1 year ago
Anonymous
great service, thanks
1 year ago
Bryn
Couldn’t recommend moneyman enough. Went from thinking we wouldn’t get a mortgage due to being told so by another broker, to getting approved for our dream first house. We dealt with tom and stacey, and both was brilliant. From the initial...
1 year ago
Angela
It is our 1st time getting a mortgage and they where extremely helpful. There was confusion at the the beginning that was there fault but our solicitors and estates agent and they where so helpful they couldn't do enough to help us and reassure us....
2 years ago
Patrick
Very nice and frendly Staff, helped me with anything i need. Thank you Patryk, Patrycja Datkiewicz.
2 years ago
Steven
Tom and Jo were very friendly and helpful throughout the process! They took the stress out of applying for our mortgage and we’re very quick to process everything. Highly recommend :)
2 years ago
Georgia
Tom & Jo did a fabulous job at helping us get our first mortgage, we weren’t sure whether we would qualify for a mortgage given that I had only been self employed for two years and had been turned down by other lenders. Both Tom & Chloe kept us up...
2 years ago
Kevin
Extreamly satisfied with the service. Ryan made us feel comfortable from the start, which made the whole process a little less daunting. Lyndsey was fab and answered any questions we had. Will be recommending to all in future!
2 years ago
Samantha
Huge huge huge Thankyou to Matt and Louise for securing me a mortgage on my first home. I never thought I’d be able to get a mortgage given a few issues with my credit rating but they worked tirelessly with different mortgage companies to ensure...
2 years ago
Jane
Excellent service and advice, made the process of securing a mortgage stress free and quick. Joe Dewsbury my mortgage advisor could not have been more helpful and Kayleigh Stewart my case manager was friendly, easy to comunicate with, quick and ...
2 years ago
Kyle
Very happy with the service provided by everyone on the team and the speed in which they got things mooving. Was always available when you was needed and made it hassle free for me, thankyou again and all the best. Kind regards, Kyle Thain.
3 years ago
kenneth
Matt Collinson and his team lead us through this process with effortless ease. Communication was always clear and we were kept up to date at each stage of the process. The team are polite and professional and nothing is to much trouble. We highly...
3 years ago
Your journey begins with a straightforward step – connect with us and secure your complimentary mortgage appointment with one of our dedicated mortgage advisors in Barton-upon-Humber. As an attentive mortgage broker, we operate 7 days a week to ensure accessibility at your convenience.
During this personalised appointment, you’ll engage with an expert well-versed in your unique mortgage situation. Expect questions about your personal and financial status to enable your mortgage advisor in Barton-upon-Humber to identify the ideal mortgage product for your circumstances. Once the perfect match is found, we’ll present it to you in the form of a comprehensive mortgage illustration.
Should you choose to proceed with us and the proposed deal, we seamlessly transition to the next stage – preparing your mortgage application! At this point, you’ll be assigned your dedicated case manager, who will help you in gathering all necessary documents to support your application. They’ll handle the intricacies of the mortgage process, and when you’re ready, we’ll submit your application.
With your mortgage application submitted, all that remains is to await a response from your chosen mortgage lender. As soon as we receive the positive news, we’ll promptly inform you, marking the exciting moment to collect the keys to your new property!
Open for business seven days a week, our responsive mortgage broker in Grimsby has earned commendable reviews that testify to the exceptional experiences we provide our customers. Each review serves as evidence of how our service has proven beneficial in finding the perfect mortgage product for individuals. Explore our reviews page to gain insights into the ways we have helped our valued customers.
Throughout every mortgage journey, our approachable mortgage advisors in Grimsby tap into a vast panel of lenders, offering access to thousands of mortgage products. Whether from high street institutions or specialist lenders, we conduct a thorough search to identify the product that aligns most suitably with your unique personal and financial circumstances.
Delivering transparent and candid mortgage advice in Grimsby, our comprehensive mortgage guides on the website offer a valuable resource. Should you wish to pose a question to one of our mortgage advisors in Grimsby, our straightforward “Get Started” process provides a seamless way to reach out and seek guidance.
In the face of a complex situation, we strongly recommend connecting with a mortgage broker in Grimsby. Our track record includes successfully helping applicants through intricate and challenging scenarios, sometimes where securing a mortgage seemed impossible. We encourage all applicants to reach out; you never know – we may have overcome the same issue in the past!
As you progress through your mortgage journey, the necessity for supporting documents will arise to fortify your mortgage application. These documents may include identification, bank statements, and payslips. Rest assured, your dedicated mortgage broker in Barton-upon-Humber will be right by your side, guiding you through this process to ensure you’re not navigating it alone.
Your complimentary mortgage consultation, a succinct yet impactful 30-minute session, enables our diligent mortgage advisor in Barton-upon-Humber to delve deeper into your personal and financial landscape. Following the consultation, our goal is to furnish you with an Agreement in Principle within 24 hours, enhancing your flexibility to make offers on properties of interest. The final step involves submitting your mortgage application and patiently awaiting a formal mortgage offer, typically taking around three weeks.
For self-employed applicants, presenting at least one year’s worth of accounts is a crucial step in securing your mortgage. Lenders often calculate the maximum mortgage amount by considering the combined sum of salary and dividends, or they may base their decision on your net profit.
While past credit challenges may present obstacles, obtaining a mortgage is not entirely out of reach. Additional steps may be necessary, such as a larger deposit, typically around 10-15%. The specifics vary by lender. If you’re facing credit issues, reach out to us. Our diverse panel of specialist mortgage lenders may hold the key to the best available mortgage deal for your unique financial situation.
The standard deposit for a mortgage in Barton-upon-Humber typically stands at 5% of the property price. However, for individuals with lower credit scores, deposit requirements may rise to 10-15%.
Considering a second mortgage is indeed plausible for various reasons, such as debt consolidation, home improvements, or entering the buy-to-let market. Connect with our mortgage team in Barton-upon-Humber to explore the possibilities.
The lifespan of an Agreement in Principle typically spans 30-90 days, subject to the lender. If it expires, a seamless renewal process awaits. Reach out to our efficient and friendly mortgage broker in Barton-upon-Humber, or your lender to facilitate the renewal.
Securing an Agreement in Principle before house viewings in Barton-upon-Humber can enhance your chances of offer acceptance. This document signals your granted permission to borrow, potentially placing you ahead of other buyers without their own Agreement in Principle.
Begin your journey by completing our Fact Find, providing an overview of your situation. Your dedicated mortgage advisor in Barton-upon-Humber will then schedule a free consultation, delving deeper into your needs. A subsequent credit check will facilitate obtaining an Agreement in Principle. With supporting documents, you can progress to the final stage – submitting your mortgage application.
In your free mortgage consultation, your dedicated mortgage advisor in Barton-upon-Humber will gather initial information about your personal and financial circumstances. This sets the stage for a tailored approach in searching for competitive mortgage deals that closely align with your needs.
Read our 40 Reviews
Grimsbymoneyman.com & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Grimsbymoneyman.com & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
