Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
Yes, it’s possible to get a mortgage even if you have a history of bad credit. Lenders will look at the type and severity of the credit issues, such as missed payments, defaults, CCJs, or even bankruptcy.
While some high street lenders might be more cautious, there are specialist lenders who offer bad credit mortgages in Grimsby.
Your chances improve if you can show that your financial situation has improved and you can manage repayments reliably.
The first step is to check your credit report to understand what lenders will see when assessing your application.
Saving a larger deposit, reducing existing debts, and showing a stable income can all improve your chances of securing a bad credit mortgage in Grimsby.
Some lenders specialise in helping people with adverse credit histories, and working with a mortgage expert can help you find the right lender for your situation.
We’ve helped many customers secure a mortgage with bad credit in Grimsby, even when they thought it wasn’t possible.
Whether you’ve had defaults, CCJs, missed payments, or other financial issues, there are lenders out there who may consider your application.
Every situation is unique, and with the right guidance, you can find a mortgage that suits your needs and helps you move forward.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
Start with a free initial mortgage appointment where we’ll discuss your situation and any credit issues you’ve faced.
This helps us understand your needs and explore how a bad credit mortgage in Grimsby could work for you.
We’ll search through 1000s of mortgage products, including deals from specialist lenders who consider applications from people with bad credit.
Our goal is to find the most suitable bad credit mortgage in Grimsby that fits your circumstances.
Once you’re happy with a deal, we’ll handle the mortgage application on your behalf.
We’ll present your case clearly to the lender, giving you the best chance of securing a bad credit mortgage in Grimsby.
When your mortgage is approved, we’ll guide you through the final steps until completion.
Whether you’re buying your first home or remortgaging, we’ll be with you every step of the way to make the process as smooth as possible.
We offer a free initial mortgage appointment to discuss your situation, no matter how complex your credit history may be.
This gives you the chance to learn about your options for a bad credit mortgage in Grimsby without any pressure.
Our team will listen, understand your needs, and guide you through the next steps.
We have access to 1000s of mortgage deals, including specialist lenders who consider applications from people with bad credit.
Whether you’ve had missed payments, defaults, or CCJs, we’ll help you find the most suitable bad credit mortgage in Grimsby for your circumstances.
We pride ourselves on offering friendly, straightforward support tailored to your situation.
Applying for a bad credit mortgage in Grimsby can feel overwhelming, but we’re here to simplify the process and keep you informed every step of the way.
We’re available seven days a week, making it easier for you to get the help you need when it suits you best.
Whether you have questions about your credit history or want to discuss a bad credit mortgage in Grimsby, we’re here whenever you need us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 46 Reviews
Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
Contact
Follow Us
Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
