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The Right to Buy Scheme is a government initiative that enables qualifying tenants in England to buy their council property at a discounted price.
The discounted price can be influenced by the property’s market value, the length of time you’ve been a public sector tenant, the location you are in and the type of property you are buying.
If you’ve been a secure tenant of council property for at least 3 years (not necessarily continuous) or have rented from a local housing association, you may be eligible for this scheme.
When opting for Right to Buy, the property’s value is assessed at the full market price, with the government discount applied before the purchase.
Living in a council house and being named on the tenancy agreement may grant you the right to buy the property at a discounted rate, typically eliminating the need for a deposit due to the reduced purchase price.
Our knowledgeable mortgage advisors in Grimsby are here to help you in realising your homeownership aspirations.
Drawing on their expertise in the mortgage industry, they can provide expert advice on Right to Buy mortgages in Grimsby.
The process commences with eligibility confirmation and a request for an application form from the council
Upon qualification, you’ll receive an offer notice specifying the property’s value and your discount. You then have a defined period to accept the offer.
As a transparent and trustworthy mortgage broker in Grimsby, we can support you with your mortgage, solicitors, and survey as needed.
During our initial free initial mortgage consultation, we can provide insights into your potential mortgage costs and assess your eligibility.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
Engaging in a discussion with a knowledgeable mortgage advisor in Grimsby is important to explore and address your specific mortgage situation.
A diverse range of lenders provides tailored products for individuals leveraging the Right to Buy scheme, offering a wide array of specialised options.
Our dedicated mortgage advisor in Grimsby takes charge of the seamless submission of your mortgage application and ensures all necessary documentation requested by the lender is well-organised.
Beyond securing the most fitting mortgage deal, we excel in aiding individuals seeking insurance coverage to provide financial protection for themselves and their loved ones.
At our mortgage broker in Grimsby, we are dedicated to helping all customers, including those exploring the Right to Buy Scheme.
Your committed mortgage advisor in Grimsby will accompany you from the initial phone call to the completion, ready to address any queries you may have.
Unlike traditional banks or building societies, our team of mortgage experts in Grimsby can meticulously explore thousands of mortgage deals, seeking the most suitable fit for your unique circumstances.
We also offer support with conveyancing solicitors and help you decide on the most suitable survey.
Our mortgage advice in Grimsby is available at your convenience, whether in the morning, afternoon, evening, or during the weekend, accommodating your work and family schedule.
Your satisfaction and the quality of service you receive are paramount, as reflected in our genuine customer reviews.
We provide help and support seven days a week, ensuring that you can reach out whenever you need help!
The Right to Buy process may present challenges, and we are here to guide you through any hurdles.
Our commitment is to be transparent and alleviate your stress, leaving you relaxed and excited about the eventual outcome.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
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Grimsbymoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Grimsbymoneyman 2009–2026
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