How do I get an Up to Date Credit Report in Grimsby?

Obtaining your credit report for your Mortgage Advisor in Grimsby

In order for your lender or Mortgage Broker in Grimsby to get a full insight into your current financial situation, you will need to obtain an up to date credit report for them. This is the only way that they can fully understand your circumstances. Once they have evaluated your file, they can then start trying to find competitive mortgage deals on your behalf.

When you are applying for a mortgage, it is important that all of your information is up to date so that you have the best chance of your mortgage application being as possible.

As an experienced Mortgage Broker in Grimsby, we always recommend that our clients use ‘Check my file’ to get an updated credit report:

How do I use Check My File to get your up to date credit report?

1. To get started, head over to Check My File and sign up for your 30-day free trial. When you finish this trial, you can either continue your subscription for £14.99 a month or you can cancel it straight away, it’s up to you. It can be a great tool, for example, if you are a Buy to Let landlord in Grimsby, this would give you constant view to what your credit score looks like.
2. Once set up, they will then ask you some security questions to verify your identity.
3. Once you have verified your identity and have logged in, in the top right under ‘Your Account’ click ‘Download Printable Version’.
4. A pop up will appear with ‘Your PDF Password’ (which is your date of birth) please click the green button ‘Download Printable Version’.
5. A new tab will open in your browser prompting you to enter your password. After you have entered this you will see your PDF report which you then need to download/save. This will be depending on which browser you are using.
6. Once downloaded please email enquiries@ukmoneyman across your up to date credit report along with your date of birth.
   
   Depending on what device you are using, these steps shouldn’t vary too much.
   
   

What’s the next step in the process?

Once you have carried out these simple steps, it’s time to get started with your mortgage application. As a Mortgage Broker in Grimsby, we know how to get you on the right path and we will always try our best to match you with the perfect mortgage deal. You have already taken the first step, it’s now time to continue with a professional Mortgage Advisor in Grimsby by your side.

Once you email us with your credit report, we will give you a call and get some more details off you. Once we have everything, we will assign you to a Mortgage Advisor at Grimsbymoneyman who will work with you and help you move into your perfect home.

We have in-depth knowledge of mortgage criteria from a large number of mortgage lenders, including specialist ones. So with the information inside of your credit report, we will know which lender is most suitable for you and your personal and financial situation.

Mortgage Advice in Grimsby