First Time Buyer Mortgage Advice in Grimsby

First-Time Buyer Mortgage Advice

Here at Grimsbymoneyman, we love working with First-Time Buyers. We understand how hard it can be trying to find a home for the first time. However, with a helping hand from your Local Expert Mortgage Advisor in Grimsby, you can find your perfect home stress-free. From that first offer through to completion, we will ensure that the process runs as smooth as possible.

You may be moving into your new property on your own, with a partner or a friend/relative or even if your situation is a bit more complex, we would still love to help as it is most likely that we have dealt with something similar before.

Due to the highly competitive property market, help from an experienced Mortgage Advisor in Grimsby would be highly beneficial. First-Time Buyers often rush straight to an Estate Agent or their bank before talking to a Mortgage Broker like us. We will search through thousands of deals to help you find the best one regarding your personal situation. It’s not just about getting a deal, it’s about you feeling secure and in safe hands through the process.

Common First-Time Buyer Mortgage Scenarios

After working with thousands of First-Time Buyers in Grimsby we have found that these were the most common cases our customers are normally in and need our fantastic help with. As part of our Free Initial First-Time Buyer Mortgage Consultation, we can look at a large variety of things, these can include:

  1. Working out your monthly budget based on your property price
  2. Producing a Mortgage Agreement in Principle so that you can back up any offers you make with the Estate Agent
  3. Completing your mortgage application through to getting you a mortgage offer
  4. Explaining the different types of property surveys that are available to you
  5. Recommending a local competitively priced Solicitor with high service standards (if required)
  6. Running through your mortgage offer(s) to ensure that all your details are correct
  7. Also recommending any associated insurances with your new mortgage (if required)

How Much Deposit Do I Need?

Normally, you will need a minimum of 5% deposit for a purchase. If you are lucky enough to have received a gifted deposit from a family or friend, this will help you out when making an offer as you already have some of that 5% gifted to you.

In Grimsby, we are lucky to still have affordable housing in reputable areas available to First-Time Buyers. This makes it easier to get onto the property ladder for a reasonable price. You will find that a 5% to 10% deposit is much more achievable in Grimsby than most smaller cities down south.

We Work For You

Unlike other Mortgage Brokers, we are not tied to Estate Agents so we work solely for you. As your Local Mortage Broker in Grimsby, we aim to deliver the best service we can to every customer, you can take a look at our fantastic customer reviews here.

Currently Renting?

Often, getting a mortgage can work out to be cheaper than renting. Have you considered buying off your landlord? This can be relatively simple with an expert mortgage broker like us if you can get a price agreed.

Are You Looking to Buy Your Council House?

We can help you with this, we offer amazing support when you need Right to Buy Mortgage Advice in Grimsby. We can also help with your purchase and provide help and guidance throughout the whole application process!

Are you a First-Time Buyer in Grimsby?

As an Expert Mortgage Broker in Grimsby, we aim to provide you with the best First-Time Buyer Mortgage Advice we can. We love helping First-Time Buyers and getting them onto the property ladder. There is nothing greater than seeing our customers enter their first home with a smile on their face.

Get in touch with an Experienced Mortgage Advisor today for Expert First-Time Buyer Mortgage Advice in Grimsby.

Open & Honest Mortgage Advice in Grimsby, 7 days a week, 8am – 10pm

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Mortgage Broker Grimsby Open & Honest Mortgage Advice in Grimsby & Grimsbymoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

The Financial Conduct Authority does not regulate most buy to let mortgages.

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