Mortgage Types

Mortgage Broker in Grimsby – Local Mortgage Advice in Grimsby & Surrounding Areas.

Local Face To Face Mortgage Advice – Free Consultation For All Customers

Here are a list of services we can help you with:

  • First Time Buyer Mortgage Advice (help & support through every step)
  • Moving House Mortgage Advice
  • Having Problems Getting a Mortgage (credit score/affordability/income structure or anything else)
  • Remortgage Options & Deals
  • Let to Buy Mortgages (let your current home and buy a new one)
  • Self Employed Mortgage Advice (company directors, partners, sole traders, contractors)
  • Buy to Let Mortgage & Remortgage Options
  • Help to Buy Mortgage Advice (all schemes – new build, 95%, forces etc)
  • Right to Buy Mortgages (buying your council house)
  • Equity Release
  • Complex Mortgage Situations (having difficulty with a mortgage due to criteria/affordability)
  • Poor / Bad Credit Mortgage Advice (had credit problems in the past)
  • Commercial Mortgage Advice (purchase or remortgage)

FIRST TIME BUYER MORTGAGE ADVICE

We really enjoy working with first time buyers and guiding them every step of the way through their buying process. We do much more than source the best mortgage deal, we can make an offer on a property for you, guide you on surveys and provide you with a competitive conveyancing quote. We understand the daunting process of buying a property and especially when you are doing it for the first time, we are here and ready to help you. We can reccomend all mortgage types including fixed rate, variable and tracker mortgage in order to source you the most suitable deal for your circumstances.

In some cases a problem can arise long after your offer has been accepted, here is where having an expert by your side can prove invaluable. As with our knowledge, expertise and local contacts we are able to help resove these issues and make the process as stress free and smooth as possible.

 

MOVING HOUSE MORTGAGE ADVICE

As I’m sure you are aware that moving home can be one of the most stressful experiences encountered in life especially if you are trying to complete on your new purchase and sale at the same time.

As your local mortgage broker in Grimsby it is our job to take as much stress away as possible! We strongly recommend that you see a mortgage broker before making an offer on a property to get an indication of the amount you can borrow and the amount you can afford to repay. If you haven’t purchase a house for a long time the property market may have changed. We are here to help and guide you every step of the way.

 

HAVING PROBLEMS GETTING A MORTGAGE?

If you have been to your bank and have been unsuccesfull, dont panic! Lots of enquiries we receive, the client has tried going to their own highstreet bank mortgage advisor and have been unsuccesful in getting a mortgage, this can be down to numerous reasons. The most common we find are, the applicant is self employed, failed credit score, not met affordability or simply the bank will not lend the mortgage amount needed. This is where using your local mortgage broker in Grimsby and putting our knoweldge of lending criteria from a large number of mortgage lenders into practice can help.

It is important that you don’t generate to many credit searches on your credit file by going from lender to lender without 100% knowing their lending criteria, as this could impact on you getting a mortgage all together! If this does happen then please contact us to see if we can help as we have access to a number of specialist mortgage lenders.

 

REMORTGAGE ADVICE

Remortgage advice in Grimsby from your local mortgage expert. There are many reasons why you may be remortgaging, the most common being to get a better deal or to release equity. Whether you are looking at remortgaging to remove or add someone to your mortgage, release equity for home improvements, or simply fix on to a better deal we are usually able to help.

We are able to search 1000’s of remortgage deals to find the most recommended product for you and with interest rates being very low there are some attractive deals out there at the moment.

 

LET TO BUY MORTGAGE ADVICE

Let to buy mortgage advice in Grimsby. This is very specialist mortgage lending and where having a mortgage broker by your side can prove invaluable. What is let to buy? Let to buy is where we remortgage your current property onto a buy to let mortgage and if needed use the equity released for a deposit on your new residential property. We usually find that people use this method if they are struggling to sell their property and have seen their dream home what they really want. Or sometimes if you are moving in with a partner for the first time you want to keep your current home, just in case anything changes in the future.

 

BUY TO LET MORTGAGE ADVICE

We work with existing and new landlords providing buy to let mortgage advice in Grimsby. We are very experienced in the buy to let mortgage industry. It is our job to keep up with the latest lending criteria and market regulations so that we can recommend you with the most suitable buy to let product for you.

Whether you are looking at purchasing a new investment property or remortgaging we are here to help you every step of the way. We work closely with new and exisiting landlords to help with their buy to let needs.

 

SELF EMPLOYED MORTGAGE ADVICE

 

All mortgage lenders have different criteria when it comes to self employed applicants. Here we feel that self employed applicants can get the short end of the stick when it comes to securing a mortgage deal. We have lots of experience working with self employed clients and helping them secure a mortgage. With a minimum of 1 year accounts it may be possible to secure a mortgage deal. 

SPECIALIST MORTGAGES

Often applying for a mortgage is not a straight forward process and requires some specialist knowledge and expertise and this is where we come in!

We are aware of all the mortgage schemes and deals available and will recommend the most suitable mortgage deal for your situation.

Specialist Mortgage Advice in Grimsby & Surrounding Areas

  • Right to Buy Mortgage Advice
  • Help to Buy Mortgage Advice
  • Commercial Mortgages
  • Bridging Loans
  • Divorce and Mortgage Advice
  • Getting 2 mortgages 
  • Capital Raising
  • Having Mortgage Problems … ??

If your situation is more COMPLICATED and you would like to discuss your mortgage options then please contact us for a FREE MORTGAGE CONSULTATION.

Try Our Mortgage Calculator
Ways to Contact Us
More About Our Service

Malcolm Davidson & The Team at grimsbymoneyman.com
Mortgage Broker in Grimsby
( Call / E-Mail / Text )
Your LOCAL Mortgage Advisor in Grimsby
EXPERT Mortgage Advice Grimsby.